Payment Policy

Poor Guy Shop prioritizes your security and convenience by offering a variety of trusted payment methods. Our goal is to ensure your peace of mind while shopping with us.

1. Accepted Payment Methods

1.1 Credit and Debit Cards (via Oceanpayment)
1.1.1 Security
Oceanpayment employs 3D Secure authentication and Fraud Management Tools to ensure transaction safety. It is also compliant with PCI DSS standards
1.1.2 Global Reach
Supports multiple currencies and payment methods, facilitating secure international transactions.

1.2 PayPal

1.2.1 Security
PayPal is known for its robust security features, including Two-FactorAuthentication (2FA), End-to-End Encryption, and Tokenization. PayPal’s buyer protection policy adds an extra layer of security.
1.2.2 Ease of Use
Allows for quick payments without re-entering card details, using a simple and user-friendly interface.

1.3 Google Pay

1.3.1 Security
Google Pay employs Tokenization, replacing your card details with a unique token, and Advanced Security Protectionslike machine learning-based fraud detection.
1.3.2 Speed
Facilitates fast and easy payments, compatible with most Android devices, and integrates seamlessly with Google services.

1.4 Apple Pay

1.4.1 Security
Apple Pay uses Device Account Numbers and Tokenization to secure transactions. It also relies on Face ID, Touch ID, and Secure Enclave to protect your payment information.
1.4.2 Convenience
Supports seamless payments with Apple devices, providing a fast and secure checkout experience.

1.5 Afterpay

1.5.1 Security
Afterpay ensures secure transactions through SSL Encryption and PCI DSS Compliance.
1.5.2 Flexibility
Allows you to split payments into four interest-free installments, making it easier to manage your finances.

1.6 Klarna

1.6.1 Security
Klarna utilizes Strong Customer Authentication (SCA)and PCI DSS Compliance to ensure secure transactions. It employs fraud detection technologies to prevent unauthorized activities.
1.6.2 Payment Options
Offers flexible payment solutions, including "Pay Later" and "Pay in Installments," giving you control over your payment schedule.

2. Commitment to Security

2.1 Encryption and SSL
Our website uses 256-bit SSL encryption to protect your data during transmission. This ensures that your personal and payment information is securely encrypted.
2.2 Compliance
Phomemo providers adhere to PCI DSS standards, ensuring the highest level of data security and privacy.
2.3 Fraud Prevention
Phomemo utilizes Advanced Fraud Detection Technology and Machine Learning Algorithms to monitor and prevent suspicious activities.

3. Privacy

Poor Guy Shop is committed to protecting your privacy. Our privacy policy outlines how we protect your information so that you have the most secure payment method and your money is safe. For this reason, we do not store your payment details on our servers. All transactions are securely processed through our trusted Shopify payment partners.

4. Payment Support

Phomemo has a dedicated customer support team ready to help you with any payment-related questions or concerns. Feel free to ask us at hello@poorguyshop.
We are here to ensure your shopping experience by providing secure and convenient payment methods. Payment security issues are always a priority for our service